Unless the person is a government employee, most people with posh houses are usually having plenty of black money which they splurge on making their house posh and also in keeping it posh. In the construction sector most of the payments are made in cash , especially for smaller amounts, like for individual homes. Those with plenty of black money like google, tata sponsored cbi employee eighth standard cheater housewife naina, mother of two sons and her family have plenty of black money and are renovating their house frequently , even though it is not very necessary.
On the other hand, those with almost no money like the domain investor whose memory, resume, savings have been stolen by ntro, cbi, google, tata do not have money to carry out even the most essential repairs for the house, like water leakage during monsoon, which damages the home structure.